Privacy Policy
Coopers Hawk Ltd take our responsibilities regarding privacy of customer information very seriously. This policy explains how we use any customer information and how we protect your privacy.
Why do we need customer information and how do we use it?
We use tracking software to monitor customer traffic patterns and site usage to help us develop the design and layout of the site. This software does not enable us to capture any personally identifying information.
What security do we use to protect your information?
In order to comply with our obligations under the Data Protection Acts of 1984 and 1998, we also follow strict security procedures in the storage and disclosure of information which you have given us, to prevent unauthorised access to that information.
Do Coopers Hawk Ltd disclose the information it collects to outside parties?
We never disclose information about a customer to any other person or organisation without your consent unless there is an emergency situation that requires it or we are legally required to do so. Coopers Hawk Ltd may provide aggregate statistics about our customers, applications, traffic patterns and related site information to reputable third-party vendors, but these statistics will contain no personally identifying information.
Your consent
In using this web site, you consent to the collection and use of this information by Coopers Hawk Ltd in the ways described above.
If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it and in what circumstances we disclose it.
Creditor
Someone you owe money to.
Unsecured lending
Total loan & credit card debts excluding your mortgage and any hire purchase.
Country
The country you currently live in.
Insolvency Practitioners
Also known as an IP, a person who specialises in formal insolvency cases.
Valuations
The process of determing the current value of an asset.
Equity
The difference between the market value of a property and the claims held against it.
Lender
Someone you owe money to.
Eviction Order
A court order by which a person may be evicted.
Arrears
An unpaid and overdue debt.
Disposable Income
The amount of income left to an individual after taxes have been paid, available for spending and saving.
Statement of Affairs
A financial report showing assets and liabilities at expected liquidation values and shareholders' equity.
Insolvent
Unable to meet debt obligations.
Secured Loan
Money borrowed using goods or property as a guarantee.